Life & Mortgage Protectionfor Veterans and American Families
Patriot Family Protection Group helps veterans, homeowners, and families secure long-term financial protection through mortgage protection, permanent life insurance, and final expense coverage designed to protect the people who matter most.
Built with a deep understanding of veteran family needs — personalized coverage solutions and honest guidance for your home, income, and future.
- Mortgage Protection
- Permanent Life Insurance
- Final Expense Coverage
- Honest Guidance
Backed By America's Top Carriers
We Shop 80+ A-Rated Insurers So You Don't Have To
Why Veteran Families Trust Patriot Family Protection Group
We serve veterans, homeowners, and families with the same care and integrity we'd want for our own. Our mission is simple: help you protect what matters most with clarity, honesty, and zero pressure.
- Veteran-family understanding and relatability
- Education-first approach with no pressure
- Personalized mortgage protection solutions
- Permanent life insurance options that last
- Honest guidance focused on your family's future
4 Simple Steps
Get Protected in Under 10 Minutes
No paperwork. No doctor visits. No hassle. Here's how it works:
Tell Us About Your Mortgage
Answer a few quick questions — your mortgage balance, home value, and who you'd like to protect. Takes under 2 minutes.
We Find Your Best Rate
We compare quotes from 80+ top-rated carriers and bring you the lowest rate for your coverage amount. You never pay a markup.
Get Approved (Often Instantly)
Most applicants are approved in as little as 10 minutes with no medical exam — just a few simple health questions.
Your Family Is Protected
Your mortgage is covered. If something happens to you, your policy pays it off in full — and your family stays home.
Veteran Highlight
Protection Designed for Veterans & Their Families
Many veteran families believe VA benefits provide complete financial protection — but important coverage gaps can still exist. We help veterans and homeowners explore life insurance and mortgage protection solutions designed to create additional long-term security for their loved ones.
Your Home & Mortgage
Mortgage protection that keeps your family in the home you worked hard to build — no matter what tomorrow brings.
Your Spouse & Children
Coverage designed to protect the people who depend on you most, with benefits paid directly to your loved ones.
Your Family's Financial Stability
Replace lost income and shield your family from debt, so they can keep moving forward without financial strain.
Long-Term Future Planning
Permanent life insurance solutions that build lasting protection and provide certainty for decades to come.
Final Expenses & End-of-Life Costs
Final expense coverage so funeral, medical, and end-of-life costs never become a burden on your family.
Gaps Beyond VA Benefits
Many veteran families assume VA benefits cover everything — we help close the gaps with personalized solutions.
The Cost of Waiting
Every Birthday Makes Your Rate Higher
Life insurance rates are based on your age and health — both of which only go in one direction. A 35-year-old pays roughly half what a 45-year-old pays for the same coverage. And if you develop a health condition? You may not qualify at all.
The best time to get covered was yesterday. The second best time is right now.
life insurance
50,000+
Families Protected
80+
Insurance Partners
4.9/5
Customer Rating
10 min
Average Approval
Real Families. Real Protection.
Hear From Homeowners Like You
"I kept putting it off because I thought it would be expensive and complicated. Took me 8 minutes online, and now my wife and kids are fully covered. It costs less than my streaming subscriptions."
James R.
Homeowner, Texas
"After my neighbor passed unexpectedly and his wife had to sell their house, I knew I couldn't wait. ShieldMortgage found me a rate I could actually afford. Best decision I've made this year."
Sarah M.
Homeowner, Florida
"No exam, no hassle. I filled out the form during my lunch break and was approved before I finished eating. My family's home is protected now."
David K.
Homeowner, California
Common Questions
Got Questions? We've Got Answers.
Everything you need to know about mortgage protection insurance — explained in plain English.
Mortgage life insurance is a life insurance policy designed to pay off your remaining mortgage balance if you pass away, so your family can stay in their home without the burden of monthly mortgage payments.
Traditional life insurance pays a lump sum to your beneficiaries who can use it however they wish. Our mortgage protection ensures your home is paid off first, then your family decides how to use any remaining benefit.
No. Most of our policies are no-medical-exam. You just answer a few simple health questions and can be approved in as little as 10 minutes.
We recommend coverage equal to your remaining mortgage balance. Many homeowners also add a buffer to cover funeral costs, living expenses, or other debts.
Your policy stays with you. The death benefit doesn't decrease as you pay down your mortgage — your family keeps the full payout.
Rates start as low as $20/month and depend on your age, health, coverage amount, and term length. Most of our customers pay less than they spend on streaming services.
The death benefit goes directly to the beneficiary you name on your policy — typically your spouse or family — not to the bank.
You pay a small monthly premium. If you pass away during the policy term, your family receives a tax-free lump sum equal to your coverage amount, which can be used to pay off the mortgage in full.
Yes — that's exactly what mortgage protection insurance is. It's a life insurance policy specifically structured around the size of your mortgage.
Term life insurance sized to your mortgage balance is generally the most affordable and flexible option. We shop 80+ A-rated carriers to find the best fit for your situation.
It varies by age and coverage, but a healthy 35-year-old can often get $250,000 of coverage for around $20-30/month.
Yes. Our quote process takes about 2 minutes. Answer a few questions and we'll show you personalized rates from top carriers instantly.
Without mortgage protection, your mortgage becomes the responsibility of your estate or surviving family. With our policy, the remaining balance is paid off in full.
It is a form of life insurance, but specifically designed around protecting your mortgage. The benefit goes to your family — not the lender — giving them flexibility on how to use it.
For most homeowners, yes — it's simpler, faster to qualify for, and sized perfectly to your home's debt. Many customers pair it with a smaller traditional policy for extra protection.
Protect the Home You
Worked Hard to Build
Get personalized life and mortgage protection guidance built for veterans, homeowners, and families who want lasting financial security.
Veteran-focused • Education-first • No pressure • Honest guidance