Mortgage Life Insurance That Pays Off Your MortgageIf Something Happens To You
We make mortgage protection quotes simple and affordable. The average discount on coverage is $100/year. No medical exam — approved in as little as 10 minutes.
- Mortgage Life Insurance To Pay Off Your Mortgage
- Mortgage Insurance With No Medical Exam
- Compare America's Top Insurance Carriers
- Permanently Affordable Mortgage Protection
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We Shop America's Top Carriers
We Shop 80+ A-Rated Insurers So You Don't Have To
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The Real Risk
What Happens If You're Not Here Tomorrow?
Most homeowners don't think about it. If you pass away unexpectedly, your family inherits your mortgage — not your house. The average mortgage balance is $170,000+. Without coverage, your family faces an impossible decision: make mortgage payments or sell the home they need most.
Mortgage protection insurance makes sure the home they've worked for is paid off. That means your family keeps their house — and the security they need most.
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A Simple Process
Get a Mortgage Protection Insurance Quote in Under 10 Minutes
No paperwork. No doctor visits. No hassle. Here's how to get covered today.
Tell Us About Your Mortgage
Tell us your mortgage balance, state, and information about your mortgage term. This takes about 3 minutes.
We Find Your Best Rate
Our system immediately compiles all the best protection rates for your mortgage. We show you all of them in real time.
Get Approved With No Medical Exam
We work with top A-rated carriers that approve in 10 minutes. No medical exam required — just get covered right away.
Your Mortgage Is Protected
Once you confirm your plan, the mortgage insurance activates immediately — with rates that stay permanently affordable.
Why Homeowners Choose Us
Why Homeowners Choose Our Mortgage Life Insurance
Mortgage protection solutions from leading carriers, built around your budget and the people who depend on you.
Life Insurance To Cover Mortgage Payments
We help find mortgage protection to pay off your mortgage if the unexpected happens. Millions of homeowners use this every year to protect their family.
Affordable Mortgage Insurance Rates
We work with 80+ A-rated carriers to find competitive mortgage insurance rates. You may qualify for reduced rates without a medical exam.
Approved In 10 Minutes
Our approvals happen in as little as 10 minutes without a medical exam required. That makes it easier for families to get covered quickly.
Your Family Decides — Not the Bank
Mortgage protection insurance means your family can keep the home, not just inherit the mortgage. They decide what to do, not the bank.
No Medical Exam
Many of our top mortgage insurance plans require no medical exam whatsoever. You may qualify today — just complete the form.
Lowest Mortgage Protection Rate
We compare all 80+ insurance carriers to find the most competitive mortgage protection rate. You always see the best options available.
The Cost of Waiting
Mortgage Life Insurance Rates Go Up Every Birthday ↑
This is the most critical fact about mortgage life insurance — and most people don't know it until it's too late. A 35-year-old who acts now pays half what a 45-year-old pays for the same mortgage protection coverage.
Every birthday makes mortgage life insurance more expensive. The best time to lock in your coverage is right now.
Show Me Mortgage Life Insurance RatesPatriot Family Protection
- Mortgage protection insurance plan rates
- Same-day coverage — term, life
- No medical exam required
- Affordable mortgage protection
- A-rated carriers, no obligation
50,000+
Homeowners Protected
80+
A-Rated Carriers
4.9/5
Customer Rating
10 min
Average Approval Time
Real Homeowners. Real Protection.
Hear From Homeowners Like You
"I was skeptical at first. I thought it would be complicated and expensive. I filled out the form online and was covered within 2 days for much less than I expected. The process was completely painless."
James K.
Texas
"Our rep was highly responsive and the whole thing came together faster than I expected. Now I know my wife and kids won't have to worry about our home if something ever happens to me. That peace of mind is priceless."
Scott M.
Florida
"I filled out the form during my lunch break and was approved before dinner. The process was completely painless and fast. I would recommend this to every homeowner."
Dana R.
Ohio
Common Questions
Mortgage Protection Insurance Questions, Answered
Everything you need to know about mortgage protection insurance — explained in plain English.
Mortgage life insurance is a life insurance policy designed to pay off your remaining mortgage balance if you pass away, so your family can keep the home without the burden of monthly mortgage payments.
The death benefit is paid tax-free to your named beneficiary, who can use the funds to pay off the mortgage balance in full.
For most homeowners with dependents, yes. It ensures your family keeps the home regardless of what happens to your income.
Yes. Many of our top plans require no medical exam — just a few simple health questions.
Rates start as low as $20/month and depend on your age, health, coverage amount, and term length.
No. Most of our policies are no-medical-exam — answer a few simple health questions and get approved in as little as 10 minutes.
We recommend coverage equal to your remaining mortgage balance, plus a buffer for funeral costs or living expenses.
Your policy stays with you. The death benefit doesn't decrease as you pay down your mortgage.
The death benefit goes directly to the beneficiary you name — typically your spouse or family — not to the bank.
Without mortgage protection, your mortgage becomes the responsibility of your estate. With our policy, the remaining balance is paid off in full.
Your Family Deserves Protection
Get Your Free Mortgage Life Insurance Quote Today
Compare mortgage protection insurance and life insurance plans today. Our specialists help homeowners like you find affordable coverage with no medical exam required. We compare all major carriers to find the most affordable options to protect your family.